Note: The job is a remote job and is open to candidates in USA. Marqeta is on a mission to change the way money moves, and they are seeking a Manager, Software Engineering for their Identity Platform within the Risk, Fraud and Disputes pod. In this role, you will lead the design and development of systems managing the full KYC lifecycle, ensuring compliance and efficiency through AI-driven automation.
Responsibilities
- Own the end-to-end identity verification lifecycle, from one-time CIP checks at account opening through ongoing CDD and continuous customer risk monitoring, ensuring accuracy, timeliness, and regulatory compliance at every stage
- Build and operate systems that enforce KYC obligations across the full framework: identity verification (CIP), risk-based due diligence (CDD), and event-driven re-verification as customer risk profiles evolve
- Drive AI-first automation, reducing manual review rates and increasing efficiency across KYC/KYB decisioning, sanction screening, and Red Flag rule evaluation
- Lead and mentor a high-performing engineering team, improving velocity and system reliability through intelligent workflows and automation
- Act as the technical and business-facing leader in customer and regulatory escalations, translating complex compliance scenarios into scalable platform improvements
- Partner cross-functionally with Risk, Compliance, Product, Operations, and Legal to shape the platform roadmap and identity verification strategy
Skills
- Experienced engineering leader (8–10+ years in engineering, 3+ years managing senior and staff engineers)
- Deep backend engineering expertise, you have a strong foundation in building and scaling backend systems, and you can credibly engage with your engineers on architecture, performance, and design trade-offs
- Breadth across the stack, you've led teams delivering across multiple product lines and paradigms: from synchronous API services (Java/Spring Boot) to batch and event-driven ETL pipelines (Python/Airflow), and you know how to apply the right tool for each problem
- Operational excellence and incident management, you hold a high bar for system reliability and on-call hygiene, drive blameless post-mortems, and ensure your team can detect, respond to, and learn from incidents quickly
- Hands-on AI-first mindset: you embrace AI/ML to improve team velocity, drive automation, and reduce manual review rates
- Strong ownership mentality, you thrive in ambiguity and take full responsibility for outcomes
- Comfortable engaging directly with enterprise customers and compliance officers, translating technical decisions into clear narratives for non-technical stakeholders
- Excellent communicator who can lead cross-functional initiatives and influence stakeholders at all levels
- Deep understanding of identity verification, AML/BSA compliance, and regulatory obligations in the financial services or fintech space
- Experience integrating with identity verification vendors (e.g., Trulioo, LexisNexis, Socure, Alloy) or sanctions screening providers
- Background in fintech issuing platforms, core banking, or payments operations
- Prior ownership of KYC/KYB automation initiatives that materially reduced manual review rates or compliance risk
- Familiarity with AML/BSA regulatory obligations, OFAC screening, FinCEN CIP rules, or Red Flag program requirements
Benefits
- Annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Through Flex First, the freedom to live and work wherever you and your family thrive
Company Overview