Job Description:
• Define, lead, and build the underwriting function across all Employee Benefits product lines
• Oversee a multi‑disciplinary underwriting organization
• Serve as a primary underwriting advisor to the SVP of Employee Benefits and leadership team on pricing strategy, risk selection, portfolio performance, and market growth opportunities
• Drive underwriting governance, guidelines, philosophy, and portfolio performance
• Partner with Product, Distribution, Actuarial, Finance, and Operations to align underwriting strategy with market growth ambitions
• Lead, mentor, and develop a multi‑level underwriting team across product lines
• Champion adoption of modern underwriting technologies, automated risk engines, and AI‑driven decision support tools
Requirements:
• 15+ years of Employee Benefits underwriting experience with deep knowledge of small‑group and mid‑market segments
• Direct experience underwriting Dental, Vision, Life, STD, LTD, Paid Leaves, and Supplemental Health
• Proven leadership of underwriting teams; VP‑level or equivalent experience preferred
• Demonstrated ability to underwrite and negotiate large aggregators: PEOs, payroll providers, GAs, and national brokers
• Strong process‑engineering mindset with experience building underwriting operations from ground up
• Experience implementing technology modernization, automation, and AI‑enabled decisioning
• Highly collaborative, entrepreneurial, tech‑forward mindset
• Excellent communication skills and comfort presenting at the executive level.
Benefits:
• Health, dental, and vision insurance
• Mental health benefits
• Employee assistance program
• Paid time off
• Paid parental leave
• Short-term disability
• Cultural observance day
• Contributions to healthcare accounts
• Pension plan
• 401(k) plan with Company matching
• ProHealth Rewards platform for wellness
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